HBL announced a record consolidated pre-tax profit of Rs 75.3 billion for the six months ended June 30, 2025, up 30% from the same period last year. Profit after tax also rose 19% to Rs 34.4 billion, even as a 4% hike in tax rates further burdened banks.
EPS for H1’25 increased to Rs 23.44 from Rs 20.18 in H1’24. Along with the results, the bank has also declared an interim cash dividend of Rs 4.50 per share, or 45.00%, for the second quarter ending June 30, 2025. This is in addition to the interim cash dividend already declared of Rs 4.50 per share, or 45.00%.
HBL’s balance sheet grew by 26% to Rs 7.6 trillion. Total deposits grew by 19% to Rs 5.2 trillion as of December 2024, making HBL the first bank in Pakistan to cross the Rs 5 trillion deposit milestone. Domestic deposits grew by 22% to Rs 4.4 trillion, with current accounts adding Rs 440 billion due to the bank’s focus on current account mobilization.
